Borrow with your crypto-assets
Deposit your cryptocurrencies as collateral and receive an instant loan in USDT, USDC or BTC. No credit check, no forms to fill in, no waiting time.
Retain ownership of your digital assets while accessing immediate liquidity. Repay at your own pace, with no fixed due date, and recover your cryptos at any time.
Borrow, earn, exchange
Simulate your loan, calculate your earnings or trade your cryptos — all in one place.
Estimated value: --
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No credit check · Instant approval
Select Collateral
CollateralLoan currency
18 cryptos
The main part of the
capital management
Banking-grade security, instant execution and immediate liquidity. We provide you with the essential tools to manage and grow your assets with peace of mind.
Crypto Wallet
Get a crypto loan in minutes without selling your assets. Enjoy instant liquidity while keeping your upside potential.
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Secure diversification
Access over 100 carefully selected digital assets. Build a strong portfolio with minimal transaction fees.
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Institutional security
Your funds are protected by banking-grade security protocols, multi-layer cold storage, and permanent audits.
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Capital growth
Put your cryptocurrencies to work and generate regular passive yields through our secure staking solutions.
Learn moreWe care | You thrive
The security of your assets and the transparency of our services are at the heart of our model. Our success depends entirely on yours.
How to get your crypto loan?
No complex paperwork or endless waiting. Use the value of your cryptos immediately.
Choose your cover
Select one of our 40+ supported cryptocurrencies (BTC, ETH, SOL, etc.) and enter the amount you wish to deposit as collateral.
Set your LTV
Adjust your loan-to-value ratio according to your risk tolerance (from 50% to 90%) and choose the currency in which you wish to receive the funds (USDT, USDC or fiat).
Transfer the guarantee
Send your assets to the secure vault address that has been generated. Verification on the blockchain usually takes less than 3 minutes.
Receive your funds
As soon as the network confirms, your loan is automatically released and transferred to your wallet. Repay at your own pace.
Choose your LTV level
The LTV (Loan-to-Value ratio) determines the amount you can borrow in relation to your collateral. A lower LTV offers better protection against market volatility.
100+ Accepted Cryptocurrencies
From Bitcoin to the most popular altcoins, on their respective native networks.
Your assets are
in absolute security
Unlike traditional platforms, we do not re-mortgage your assets. Your cryptocurrencies remain securely stored in multi-signature cold storage wallets for the entire duration of your loan.
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Zero Rehypothecation
We do not lend your collateral to third parties. It awaits you.
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Cold Storage
98% of funds are stored offline using Fireblocks technology.
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24/7 monitoring
Automated threat detection systems and regular audits.
The excellence of crypto loans
Anonymity Preserved
No impact on your traditional credit score. Your financial history remains private.
Instant Liquidity
Convert your crypto to cash in just a few minutes, 24/7. Ideal for capitalising on market opportunities.
Upside Potential
If the price of your cryptocurrency skyrockets whilst you have the loan, the profits are yours. You do not lose your positions.
Flexible Refund Policy
Repay in a single instalment or in several instalments. Make early repayments without incurring any penalties.
Competitive Rates
Transparent annual interest rates (APR), calculated solely on the days the loan is active.
Premium Support
Our team of crypto and finance specialists is on hand to assist you 24/7 in a range of languages.
At the house of FINOBINANSSE
trust is our driving force
Discover why thousands of traders, investors and institutions entrust us with their digital assets every day.
"The zero-rehypothecation policy was the decisive factor for me. I sleep peacefully knowing my bitcoins are not loaned to third parties."
"I have been using this platform for a year to borrow against my Ethereum portfolio without triggering tax events. The interface is smooth and support is responsive."
"I hate wasting time with administrative procedures. Here, execution is instant. I deposited my collateral and received my USDT in less than 5 minutes."
"Thanks to this service, I was able to finance equipment purchases for my company in the middle of a bear market without having to sell my cryptos at a loss. Exceptional!"
"I use my mined cryptos as collateral to pay electricity bills while maintaining exposure to the upside. It has become essential for my cash flow."
Building a culture of
wealth, together
Join the thousands of users who trust our expertise to optimize the management of their digital assets.
Do you have any questions?
Everything you need to know about our crypto loan service.
How does the crypto loan work?
Is there a credit check or credit history check?
What happens if the value of my collateral decreases (Margin Call)?
Can I repay my loan early? Are there any penalties?
Where are my cryptos stored during the loan term?
In which currencies can I receive my loan?
Can't find the answer to your question?
Contact our 24/7 support team
Ready to use your cryptocurrencies
as a lever?
Provide your collateral, choose your LTV and receive your loan in a matter of minutes. No need to sell. No credit check.