Frequently Asked Questions
Quickly find answers to your questions about our online financing process, rates and terms.
Our conditions are very simple: you must be of legal age, have regular income and reside in one of the countries covered. We do not require any physical guarantee or deposit. The rate of 3% is fixed for the entire duration of your financing.
Absolutely not! Our policy is zero hidden fees. You pay no administration, processing or management fees. The amount you repay corresponds only to the borrowed capital plus 3% fixed interest.
Our 100% online process allows for lightning-fast processing. Once your request has been validated and your contract signed electronically, the funds are generally transferred to your bank account within 24 to 48 business hours.
No. Our financing offer is designed to be accessible. We do not require any mortgage, collateral or personal guarantee. Your repayment capacity based on your income is sufficient.
Everything is done from your computer or smartphone. Complete the application form, upload your supporting documents (ID, proof of income, proof of address), and receive an instant offer. Then sign your contract electronically.
Yes, you have the freedom to repay your financing early, in full or in part, at any time and without any early repayment penalty.
You use your cryptocurrencies (BTC, ETH, etc.) as collateral to secure a loan in fiat currencies (EUR, USD) or stablecoins, without having to sell your assets. This allows you to retain the upside potential of your cryptocurrencies whilst gaining immediate liquidity.
We operate a loan-to-value (LTV) system. If the value of your collateral falls and approaches the liquidation threshold, you will receive alerts prompting you to provide additional collateral or repay part of the loan in order to protect your assets.
Security is our top priority. Your funds are held over 95% in institutional-grade cold storage wallets, with zero rehypothecation.
Absolutely. Our all-in-one platform lets you exchange 100+ cryptocurrencies with zero hidden fees (Swaps) and generate passive yields through our secure staking solutions.