Choose the option adapted to your project
Traditional credit up to €2,000,000 at a fixed rate of 3%, or instant crypto loan while retaining ownership of your digital assets.
Funding
For your personal needs, real estate projects or professional investments with no physical guarantee required.
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Guaranteed fixed rate at 3%
Same for everyone, €0 application fee
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Zero collateral required
No mandatory mortgage or personal deposit
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Flexible repayment
Adaptable duration from 6 to 84 months with immediate response
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Funds paid within 48 hours
Direct transfer to your bank account
Crypto Collateral
Get immediate liquidity by depositing your cryptocurrencies while retaining 100% of their upside potential.
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100+ Accepted Cryptocurrencies
Bitcoin, Ethereum, Solana, BNB, USDT, USDC, etc.
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Keep 100% of your capital gains
You remain the owner of your tokens at all times
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No creditworthiness check
Automatic approval guaranteed by your deposited assets
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Unlimited duration & No monthly payment
Repay freely at your own pace whenever you want
Financing for every project
All our loans benefit from the same fixed rate of 3%. No guarantee, no fees. Choose your project.
Personal Loan
Have a project in mind? Funding for travel, weddings, equipment, renovation or any other personal need. Enjoy a fixed rate of 3% and an immediate response.
- No proof of usage required
- Amount from €1,000 to €75,000
Real Estate Loan
Make your real estate dream come true: buy a house, an apartment or land. No mortgage required, with our exceptional fixed rate of 3% over the entire duration.
- Up to 25 years of repayment
- No mortgage or deposit
Auto Loan
New or used car, motorcycle or commercial vehicle — get your vehicle in 48 hours. Our financing covers up to 100% of the purchase with a fixed rate at 3%.
- New and used vehicles
- Financing up to 100% of the value
Business Loan
VSEs, SMEs, freelancers and professionals: grow your business with our pro solutions. Creation, takeover, equipment — we finance your growth at a fixed rate of 3%.
- Personalized study of the file
- Deferred amortization possible
Home Improvement Loan
Renovation, extension, insulation or interior fitting — transform your home with our 3% fixed rate work loan. Funds released according to the progress of the work.
- Major structural work or minor renovation
- Progressive release possible
Debt Consolidation
Group all your loans into one at a 3% fixed rate. Reduce your monthly payments, simplify your finances and regain purchasing power. A solution with no collateral required.
- Single simplified monthly payment
- Up to -60% on monthly payments
Your cryptocurrencies
are your best collateral
Why sell your digital assets when you can use them to get immediate liquidity? With our Crypto Loan, deposit your cryptos and receive instant financing in euros.
100% Instant
No credit checks or endless paperwork.
Keep the upside
You remain the owner. If crypto rises, you enjoy the capital gain.
Get your loan in 3 clicks
Deposit your cryptos
Transfer the amount of cryptocurrency you wish to use as collateral to our secure wallet.
Receive your euros
Funds (up to 90% of the value of your deposit) are paid instantly without waiting for approval.
Repay freely
No fixed monthly payment. Repay whenever you want. Once settled, you get 100% of your cryptos back.
Our promise
Fixed rate. Always 3%.
Without exception.
Whatever the duration, amount or your situation, our rate is unique and never fluctuates. This is our strongest commitment to you.
Your financing in 3 steps
Online application
Fill out our secure form in less than 5 minutes. State your project, amount and desired duration.
Immediate approval
Our algorithms analyze your application in real time and provide you with an instant response in principle.
Funds in 48h
Sign your contract online. The money is transferred directly to your account within 24 to 48 working hours.
Everything is designed to make your life easier.
We have removed all unnecessary friction from traditional credit to offer you the smoothest and most transparent financing experience possible.
100% Mobile
Manage everything from your phone
Secured
SSL encryption and protected data
24/7 Support
A team at your service
Online signature
100% electronic contract
No commitment
Free and risk-free simulation
Available everywhere
Accessible from anywhere in Europe
Frequently asked questions
They trust us
"I obtained €120,000 for the purchase of my apartment without deposit or guarantee. The 3% rate is unbeatable and I received the money in less than 48 hours. Incredible!"
Sophie L.
Real estate financing
"My accountant didn't believe it. €50,000 financing for my small business without mortgage, without application fees, with a fixed rate of 3%. The platform is great."
Marc D.
Professional credit
"Form filled out in 4 minutes. Real-time approval. Contract signed on my phone. Money in my account the next day. I 100% recommend."
Amira K.
Personal financing
Your projects deserve better.
3% fixed rate. No guarantee. No fees. Your money in 48h. Only one thing is missing: your application.
A question before getting started?
Our team of advisors is available to support you and answer all your questions.
Phone
+33 772013780
info@finobinansse.com